Friday, November 26, 2010

How would you explain this to the children?

Have a read at the article, here.

I'm not going to quote it, but a summery would be "A women describes how she's doing all she can, up to breaking down because of running out of petrol, because she's afraid she doesn't have enough money in the account. She's doing this to send her two girls to a private school, at the cost of £8,000 a term - but she has (at least) 3 children. One of them is a boy in a state school."

Now, she does try to justify this - girls do better in single sex schools, they'd love to do the same for their son by they just can't afford it. That it's the most critical years for the girls now.

But what I'm trying to get my head around is, how will she explain to her son that for most of his life he's been relatively poor - if she can't afford petrol, that's relatively poor.

He's been relatively poor for his entire life while is parents have spent everything they had - house included - at a rate of £24,000 a year (3 terms a year, 24K a year) - on his two sisters.

That's £24K a year for 5-18...that's £24*13 = £312,000. Not including university.

How could any one explain that to their youngest child?

Monday, November 22, 2010

Grumpy is in the building

Here I am, sleepy and tired on a Monday morning.

I turn on the radio (about 7.20?) in the morning and I find the Today program is interviewing people about the coalition's plans to change the nature of council housing. (Aka, houses owned by the local council and rented out at reduced rates to "those in need" - typically about 50% of "market rates".)

These annoyed me.

The first example was a women who had a council house - they may have said why, but I didn't hear. She was studying to be a nurse; this would take 3-4 years, but she would be able to "better herself" without the council house, or so she says.

Lets call that four years in a place with the same commercial cost as mine. So that's a rent of £500/2 = £250 a month discount. So £250*12 = £3,000 a year. So, over the period of three to four years while studying that's £9,000 to £12,000.

Lets compare that to Little Johny, who's a good student, worked at school, lives with parents. Like huge numbers of students he'll have to take out loans and receive no actual support from the state - I didn't, and you don't need much in the way of "wealth" to do this. Bugger all, in fact.

Would little Johny get 9-12K in aid...?

Interview 2 was from a women who moved into a council house with her mother and family in 1984 - about 26 years ago. She's still living there.

She considers the council house "hers" - she's inherited it from her mother, effectively. Never moved out, has been subsidised for her entire adult life; almost certainly most of her life. Said that if they lost the place they would be expect to be paid for all the work they've done in the past - painting, cleaning, etc.

Total cost - half her housing costs for 26 years and administration+maintenance costs for the same.

Social housing is important... but I'm really having issues understanding why some parties are opposing the reforms.

Because they just seem fair - to those who pay for it all.


---
Edited because I first posted just a title